Airbnb & STR Cost Segregation Specialist

Your Airbnb Is Hiding $30,000–$80,000 in Savings You Haven't Claimed Yet

Most Airbnb hosts depreciate over 39 years and leave tens of thousands on the table. A cost segregation study moves the majority of that into Year 1, legally, IRS-compliantly, with a real person guiding you every step of the way.

60,000+ studies completed Zero IRS audits, ever 48-hr personal response 100% bonus depreciation 2026
Example Study
$700,000 Airbnb Property, Year 1 Results
Furniture & fixtures (5-yr) $44,000
Appliances & cabinets (5-yr) $31,000
Flooring & carpets (5-yr) $22,000
Deck, landscaping, pool (15-yr) $48,000
Total reclassified (100% bonus) $145,000
Estimated Year 1 Tax Savings
$43,500 – $58,000
based on 30–40% effective federal rate
See What Your Property Could Save →
Illustrative example. Request your personal review for a property-specific estimate.
0 Studies Completed Since 2003
$10B+ In Client Tax Savings
0 IRS Audits in 23+ Years
0 States Served Nationwide
Kamila Kowalska, Cost Segregation Specialist
Real Estate Investor & Licensed Specialist
Responds in
48 hours
Zero IRS
Audits Ever
Why Work With Kamila

You Deserve a Specialist
Who Has Skin in the Game

Most cost segregation reps hand you a study and disappear. I'm different, because I'm a real estate investor myself. I know what it feels like to wonder if every dollar is being maximized, to want IRS-compliant peace of mind, and to need a real person you can actually reach.

As a licensed financial professional (Series 6 & 63) and cost segregation specialist, powered by CSSI Services, America's leading engineering-based firm, I bring both technical precision and genuine investor empathy to every client relationship.

I moved to the U.S. from Poland at 27 and built my career through resilience, education, and relationships. I bring that same dedication to helping Airbnb hosts and short-term rental investors keep more of what they've earned.

Personal Response Within 48 Hours Not a call center. Not a template. Kamila personally reviews your property and reaches out directly.
An Investor Who Understands Your World I've navigated tax planning as a property owner. I understand the stakes and speak your language.
60,000+ Studies · Zero IRS Audits · 23 Years Powered by CSSI Services, the most trusted name in engineering-based cost segregation.
The STR Advantage

Why Airbnb Hosts Get the Biggest Cost Segregation Wins

Short-term rental properties are uniquely positioned to extract outsized tax benefits. Here's why.

Furnished Properties = Bigger Deductions

Airbnb hosts invest heavily in furnishings: beds, appliances, hot tubs, decor, electronics. All of that is 5-year personal property instead of 39-year building. More furnishings = more to accelerate into Year 1.

The STR Loophole: Offset Your W-2

If you materially participate in your STR (100+ hours/year, average stay ≤7 days), depreciation losses are active (not passive). They offset your W-2 salary, consulting income, or business profits directly.

100% Bonus Depreciation Is Back, Permanently Restored

The One Big Beautiful Bill Act (July 2025) permanently restored 100% bonus depreciation. Every dollar reclassified is fully deductible in Year 1, no phase-outs, no waiting, no guesswork.

Outdoor Improvements Qualify Too

Decks, patios, landscaping, fencing, pools, fire pits, and driveways are 15-year land improvements. With bonus depreciation, the full amount is deductible immediately, a big win for resort-style Airbnbs.

Claim Years of Missed Deductions at Once

Owned your Airbnb for 3+ years without a cost seg study? A lookback study via Form 3115 lets you claim all missed depreciation in this year's return, no amended filings needed.

IRS-Endorsed: Zero Audit History

Cost segregation is explicitly supported by IRS guidelines. Powered by CSSI, 60,000+ engineering-based studies, 23+ years of operation, and a perfect audit record. Not one, ever.

The Numbers

What Cost Segregation Actually Does to Your Tax Bill

Engineering-based studies reclassify 25–40% of your Airbnb's depreciable basis into accelerated asset classes. Combined with 100% bonus depreciation, Year 1 results are transformative.

A study can save property owners $30,000–$80,000 per $1 million in building value within the first five years.

  • Furniture, appliances, flooring & fixtures → 5-year property
  • Specialty fixtures, custom finishes → 7-year property
  • Landscaping, decks, pools, fencing → 15-year property
  • 100% bonus: all qualifying assets fully deducted in Year 1
  • STR loophole: losses offset W-2 and active income
  • Lookback studies available for properties owned 7+ years
Property Value Without (Yr 1) With Cost Seg Est. Savings
$300,000~$7,000/yr~$60,000~$19,800
$500,000~$11,500/yr~$120,000~$39,600
$750,000~$17,000/yr~$175,000~$57,750
$1,000,000~$23,000/yr~$240,000~$79,200
$2,000,000~$46,000/yr~$480,000~$158,400

*Illustrative estimates: 30% reclassification, 100% bonus depreciation, 33% effective tax rate. Results vary by property. Consult your CPA.

Already own your Airbnb? You can still capture all of this.

A lookback study claims every missed year of accelerated depreciation in one current-year filing via Form 3115. Properties owned for 7+ years are eligible.

Free · No Obligation · Confidential

Request Your Personal Savings Review

Leave your name, phone, and email. I'll personally reach out within 48 hours with a real look at what your property could recover.

Let's Talk About Your Property

You're speaking with me, not a bot. I personally review every property and respond within 48 hours.

Kamila responds personally within 48 hours · (305) 791-6025

FAQ

Airbnb Cost Segregation: Your Questions Answered

How much can an Airbnb host save with cost segregation?
A typical Airbnb property saves $30,000–$80,000 per $1 million in building value within the first five years. Properties with heavy furnishings, hot tubs, and outdoor improvements often see reclassification rates of 25–35% of depreciable basis. With 100% bonus depreciation, the majority of that flows into Year 1.
Can cost segregation offset my W-2 income?
Yes. This is the STR loophole. If you materially participate (100+ hours/year, average guest stay ≤7 days), your depreciation losses are active, not passive. They offset your W-2 salary, consulting income, or business profits directly. Most hands-on Airbnb hosts already clear this threshold without realizing it.
Is 100% bonus depreciation available in 2026?
Yes. The One Big Beautiful Bill Act (signed July 2025) permanently restored 100% bonus depreciation for qualified property acquired after January 19, 2025. Every dollar reclassified into 5, 7, or 15-year MACRS classes is fully deductible in Year 1, permanently, with no future sunset.
What components of my Airbnb qualify?
5-year property: all furniture, appliances, cabinetry, carpet/vinyl flooring, fixtures, electronics, hot tubs, decor, linens, game equipment.

15-year property: landscaping, driveways, fencing, patios, pools, outdoor lighting, decks, irrigation systems.

All reclassified from the 39-year default, and with bonus depreciation, fully deducted in Year 1.
Why is my Airbnb depreciating over 39 years?
This is normal and expected. The IRS classifies most Airbnb and VRBO properties as non-residential real property (39-year) because average guest stays are typically under 30 days (the "transient use" rule). This is exactly why cost segregation is so valuable for STR owners: it lets you reclassify 25–40% of the value into much shorter schedules, overcoming the 39-year penalty.
Can I do a lookback study for prior years?
Yes, and this is one of the most powerful strategies. A lookback study via Form 3115 lets you claim all missed accelerated depreciation from prior years in a single current-year filing. No amended returns needed. All cumulative missed deductions flow through your current return at once. Properties owned 7+ years ago are still eligible.
Has a cost segregation study ever triggered an IRS audit?
Never. Powered by CSSI Services: in 23+ years and 60,000+ completed engineering-based studies across all 50 states, zero IRS audits have ever been triggered. Every study follows IRS Audit Techniques Guide methodology. It's not just IRS-compliant, it's IRS-endorsed.
Is cost segregation worth it for my Airbnb?
For properties over $250,000, it almost always makes economic sense. The return on investment is typically 20:1 to 60:1 in Year 1. For every dollar spent on the study, you generate $20–$60 in tax savings. I'll be upfront with you during your personal review if it doesn't make sense for your situation. There's zero pressure.

Ready to Find Out What You've Been Missing?

Request your personal savings review today. I'll reach out within 48 hours, not a bot, not a call center, just a real conversation with someone who genuinely understands what's at stake for you.

(305) 791-6025
Powered by CSSI Services | Engineering-Based Cost Segregation Since 2003

Kamila Kowalska | Cost Segregation Specialist | Licensed Financial Professional (Series 6 & 63)
(305) 791-6025 · [email protected] · Serving all 50 states

Powered by CSSI Services · 10211 Siegen Lane, Building 1, Baton Rouge, LA 70810 · cssiservices.com

This page is for informational purposes only and does not constitute tax advice. Results vary by property. Consult your CPA before filing. Studies are engineering-based and IRS-compliant under Rev. Proc. 87-56.